River Grove, IL 60171
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Continuing Education Online Courses
Each course listed below is certified by the Illinois Department of Insurance for 12 hours of continuing education credit. To finish a course we recommend that you click on the "exam" link and print that entire file. It is approximately 10 pages and it includes your exam questions and all the pages you need to complete and send to Dohrn for proper registration and course completion.
Simply refer to the "course text" to help you to successfully pass the corresponding exam. You will need 70% correct or 35 of 50 questions to earn credit for the course.
Illinois requires 24 hours of CE credit, of which 3 must be classroom or webinar ethics and up to 36 hours in a renewal period may be earned with a maximum of 12 hours transferring to the next renewal period. The rule prohibiting repeating the same course within a 3 year period has been repealed and the only rule is that you cannot take the same course WITHIN the same reporting period.
An enlightening review of economic and taxation policies in 20th Century America leading to the interest sensitive product revolution which started in the 1980's, are discussed. A fundamental explanation focusing on Universal Life is compared and contrasted with Interest Sensitive Whole Life and Variable Life Some useful marketing guidelines are also addressed. 50 multiple choice open book self study exam, an intermediate course level.
Financial needs analysis emerged in the latter part of the 20th century as a critically accepted tool for insurance planning. This course reviews the fundamental elements of the financial planning process while explaining the methods by which various insurance contracts can be used to solidify an individual's financial stability. (Note: historically our most popular course and great for the first year producer!) 50 multiple choice open book self study exam, a very basic course.
Whether you are a property and casualty or a life and health producer, this course is designed to help you spotlight critical insurance needs that no consumer should overlook. The importance of Homeowners, Liability and the Auto policies are featured with respect to the need satisfaction of the of the individual who is not a business owner. This course will help the life agent, who is considering licensing in the area of property and casualty, to learn many fundamental property and casualty concepts. 50 multiple choice open book self study exam, a basic course.
How does insurance industry regulation impact companies, agents and consumers? This course will help you understand and apply contract law, the law of agency and state and federal regulation with respect to the agent and his role with the consumer and applicable regulators. A useful legal history of the life insurance contract is included. Protect yourself with the useful knowledge contained in this course. 50 multiple choice open book self study exam, a basic course.
Disposing of real and personal property at death while minimizing taxation are common goals of successful estate planning. The materials explain in layman's terms, the basic legal terminology essential to understanding estate planning. The differences between the will and trusts is featured as well as popular taxation concepts like the Gift Tax exception and the Unlimited Marital Deduction. Despite the complexity of estate planning, this course is written in an easy to understand manner specifically for the non lawyer. 50 multiple choice open book self study exam, a basic course.
The ownership entities of sole proprietorship, partnership and corporation are thoroughly examined with respect to applicable insurance contract principles as a method of facilitation the continuation of a business due to the death, disability or retirement of a business owner. The following business concepts are examined: The Buy-Sell Agreement, Disability Buyouts, Business Overhead Expense, Key Person, Split Dollar and Deferred Compensation. 50 multiple choice open book self study exam.
Accumulating cash adequately during a working lifetime is the minimum goal of every career worker, yet government studies consistently show that at least three quarters of all workers will retire to poverty. This course compares and contrasts the options of using social insurance, individual initiative and corporate qualified and nonqualified concepts. The use of insurance products as a retirement tool is also explored. 50 multiple choice open book self study exam, a basic course.
This course defines the parameters of risk management with a focus on reducing costs due to loss exposures for both business and the individual. Methods of limiting loss exposures by avoidance and loss control are discussed. Classifying loss control measures and the necessary steps of loss control are highlighted. Financial loss exposure and use or various insurance techniques are compared and evaluated.
This course is your guide to personal or small agency business planning. Includes a review of the business planning process, marketing concepts and various lines of insurance and securities investment. Our exclusive Busi-Work® Personal Business Planning Workbook is included and will help guide you to greater income potential, if you apply its techniques for improvement.
Mortgage alternatives are explored in detail along with various life products which can be used to protect the repayment ability of the borrower. This course will help the insurance producer to understand mortgages better while grasping multiple uses of modern life policies to help repay mortgages in the event of premature death or to use accumulated insurance funds to supplement future retirement of the homeowner.
As of January 1, 2010 each of our ten self study courses are worth 12 (twelve) hours of certified continuing education credit in Illinois for a producer license.
For Insurance Producer License
Each course offered provides 12 hours of certified course credit (except for Traditional Long Term Care Partnership Insurance, Course #25008, which allows only 8 hours according to state regulation). In Illinois no single CE course can be certified for more than twelve hours. This means a producer must order and complete two CE course titles to satisfy his or her biannual 24 hour CE requirement. Our courses can be completed on a self study basis.
CE Reporting Fees
Every CE hour that is reported in Illinois for a producer is assessed a "Reporting Fee" charge of fifty cents per credit hour. This fee is paid to State Based Systems, Inc. (SBS), the reporting agent for the Illinois Department of Insurance, by your course provider (Dohrn Insurance Training) on your behalf at the time your credits are reported to SBS.
Dohrn only assess this fifty cent per CE hour reporting fee charge on our 12 CE hour Self-Study courses that are ordered by our clients.
WE DO NOT assess a reporting fee charge for Ethics or for self-study courses that are less than 12 credit hours.
All applicable reporting fee course charges are added to your order upon purchase.
Cancellation, Return and Transfer Policy
Any self study continuing education course that is cancelled in writing within 10 days of our shipment date will result in a full refund less a $15.00 cancellation fee. This $15.00 must be assessed because once we have processed and shipped an order to you we have incurred costs of labor and postage or shipping that could not otherwise be reimbursed to us. Once a continuing course program has been cancelled there is no need to return the materials. After the tenth day from the shipment date of a course to you, there is no refund available and all course sales are final.
All continuing education courses are available to you to complete within two years from the shipment date. After this two year period has elapsed your client pending file will be closed and your course automatically cancelled. Each course purchased can only be completed by the person in whose name it was registered and cannot be transferred, sold or given to any third party for completion.
NEW CE SELF-STUDY OPTIONS COMING SOON
We will be enhancing the CE self-study delivery options over the next few months:
FUTURE CE SELF-STUDY DELIVERY OPTIONS: PHASE 1
We will soon begin offering the option of taking an actual CE exam online from a database of questions and the student can take the exam as often as they need until they achieve the passing score of 70%. Initially, this option will be limited to a few courses only as we update the current materials where necessary. During this phase the book will only be available in PDF format but will allow key word searches as usual.
FUTURE CE SELF-STUDY DELIVERY OPTIONS: PHASE 2
The book materials for several courses will be provided in an HTML format and students will be able to take section quizzes and a final exam until achieving a passing score of 70%. Our target date for this service is by the end of October 2018.
FUTURE CE SELF-STUDY DELIVERY OPTIONS: PHASE 3
The book materials for all courses will be available in an HTML format and students will be able to take section quizzes and a final exam until achieving a passing score of 70%. Our target date for providing this service is by the end of 2018.
CURRENT CE SELF-STUDY DELIVERY OPTIONS: